Medicare Overview

What is Medicare and How Does It Work?

Medicare is a federal health insurance program for people 65 and older, or those under 65 with certain disabilities or conditions like ALS or End-Stage Renal Disease. It helps cover hospital stays, doctor visits, and other health services. But Medicare isn’t one-size-fits-all—you have options. This page will walk you through the basics so you can understand how it all fits together.